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The Preventive care is a central Discharge benefit from the care insurance. If caring relatives are temporarily unable to provide care due to holidays, illness, or appointments, the health insurance fund covers the costs of substitute care at home.. We are here to support you in achieving your Right to preventive care for the year 2026 to use optimally – whether hourly or as a temporary solution, in Wiesbaden, Darmstadt or throughout Germany.
Financial framework: The health insurance company covers costs up to 1,612 € per calendar year.
Maximum duration: You can use the performance for a total of up to six weeks (42 days) per year to be used.
Requirements for the claim: It must be at least Care grade 2 are present. In addition, the person in need of care must already be in possession of at least six months had been nurtured in their domestic environment.
Maximizing the budget: By converting 50 % of the short-term care funds, the budget can be increased to up to 2,418 € increased will be.
Hour-by-hour relief: If the care provider is absent for less than 8 hours per day, your receive full care allowance – ideal for regular appointments.
Application & Reciprocal effect: We help you achieve the Application for protective custody to put it correctly – this is often even retroactively possible for already rendered services.
The forward-looking planning of Preventive care in 2026 is for many families in Wiesbaden essential to ensure uninterrupted home care. A legal one Right to preventive care is basically off Care grade 2 , provided that the person in need of care has already at least six months was nurtured for a long time in its domestic environment.
In the calendar year 2026 the health insurance fund provides for this a budget of up to 1.612 € available. This amount can be used for a total of up to six weeks used per year , If the actual caregiver is unable to attend, for example due to vacation, illness, or an urgent appointment. In Wiesbaden We support you as experienced experts in achieving this Claim to be legally enforceable and to optimally organize the replacement care so that the Your loved one's care remains completely guaranteed at all times.
Short application
No CV, no forms in a foreign language. Four details are enough — we will call you back the same day between 9:00 and 22:00 and discuss the region, salary, and start date in person with you.
Are you interested in senior care or 24-hour home care? Contact us directly for a free consultation!
The Financing of home-based care is a crucial factor for many families to ensure Support long-term and stress-free operation. In the calendar year 2026 the care insurance provides a dedicated budget as Money for long-term care willing to finance the professional care at home if the private care is not available The caregiver is temporarily unavailable – for example due to vacation or illness.
Especially in the case of Preventive care from level 2 onwards in 2026 The legal claim is up to 1,612 € per year. But How much money How effectively you combine this amount with unused funds from short-term care depends largely on how well you manage it overall for senior care..
The central question for many families is: How much money Is it actually possible for us to provide replacement care? In the calendar year 2026 the care insurance provides fixed rates that will be paid to you professional opportunities Support in your own four walls.
| Performance | Amount 2026 | Duration / Scope |
|---|---|---|
|
Preventive care basic amount |
1.612 € |
Up to 6 weeks per year |
|
Expansion (50 % short-term care places) |
+ 806 € |
In the absence of use of short-term care |
|
Maximum refund per year |
2.418 € |
Through reallocating the funds |
Many relatives are unsure when financial assistance will start flowing. The full claim to the Money for long-term care begins already at Care grade 2. While people requiring care with level 1 are not entitled to this benefit, from level 2 onwards you are entitled to the full amount annually. 1.612 € available to finance professional replacement care (e.g., through WiCare).
Did you know that you be able to receive significantly more than the base amount? If you do not use the inpatient short-term care, you can stay up to 50 of % these funds (806 €) to your claim for preventive care transmitted. This increases your budget for the home Support to a total of 2.418 €. You should address this point directly to your Application for protective custody Please note this to avoid giving away any subsidies.
To How much money It is also possible – the entitlement is granted only if the person in need of care has been receiving benefits since before the first application. at least six months was nurtured in his domestic environment. Make sure that this „waiting period“ is met so that the health insurance fund does not reject your application for formal reasons.
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The hourly respite care is the one that many caregivers find difficult The most attractive solution, To gain short breaks for doctor visits, errands, or relaxation. A crucial strategic advantage: As long as the replacement care takes less than eight hours a day, the regular monthly care allowance will generally not be reduced.. This is how you secure professional results Support from WiCare, while your financial Claims against the health insurance company remain fully valid.
Many families do not know that they have Budget for home care to be Support massively increased can do so by using unused funds from Converting short-term care into residential care. You have the option to up to 50 % of the short-term care budget (additional €806) to be transferred to the prevention care. This increases your total annual claim for home care from €1,612 to up to 2.418 €. You can easily use this option directly in your Application for protective custody record.
So that you can get the Lbe able to take advantage of the care insurance company's services, certain things must be legal criteria fulfill it. Basically, this support serves to ensure the home care when the private caregiver is temporarily unable to perform it..
To achieve the Preventive care requirements To meet these requirements, the following points must be present simultaneously:
Recognized level of care: There must be a need for care as defined in §14 of the SGB XI (care level 2 to 5).
Home care provided by private individuals: Care must be provided in the home environment by relatives or other private caregivers..
Temporary Inability to Perform: The regular caregiver may not be able to provide the care on a Support temporary basis, for example due to vacation, their own illness, or an urgent appointment..
One of the most frequently asked questions is: From when preventive care begins Actually, payment is made? Here there is a clear time regulation known as the „pre-payment period“.
The 6-month rule:
You can only submit the application if the person in need of care has been receiving care for at least one year before the first application is made. at least six months was regularly and to a considerable extent maintained in the home environment. Only after the expiration of this waiting period does the financial claim arise against the health insurance fund..
If you know, From when you can apply for assisted living care If you wish to (e.g. for a planned holiday), the following recommendation applies to the schedule:
General rule: Ideally, submit the application. four weeks before a period of time planned by the health insurance company.
Exception in emergency situations: If the caregiver unexpectedly falls ill, the respite care can also be used on a short-term basis..
Retroactive refund: If you have already borne the costs yourself, the prevention care can often also be provided. retroactively to be reimbursed.
The Amount of subsidies For replacement care, it largely depends on your level of care and the care provider you choose.. While for professional service providers such as WiCare A uniform maximum rate applies; the care insurance fund distinguishes between the different levels for close relatives..
Short application
No CV, no forms in a foreign language. Four details are enough — we will call you back the same day between 9:00 and 22:00 and discuss the region, salary, and start date in person with you.
Are you interested in senior care or 24-hour home care? Contact us directly for a free consultation!
Many families do not know dthey can already claim benefits from the care insurance, before the actual application was submitted to the health insurance company. One Application for protective custody It does not necessarily have to be submitted in advance; it can also be submitted after the actual Betreuungphase to have the incurred costs reimbursed..
For insured persons with the Care levels 2 to 5 an amount of €100,000 is set aside annually maximum 1,612 euros available. Since this amount also paid back retroactively If it is possible to submit invoices or proof of previous maintenance work to the insurance company later on, this is easily possible.. This offers a enormous financial security, If the caregiver, for example, was temporarily incapacitated due to an unexpected illness and did not have time to complete any prior bureaucratic procedures..
The right to assisted living care exists for all people requiring care in levels 2 to 5.. It is also a prerequisite that the person in need of care has been regularly cared for by a private individual in their own home for at least six months.. In addition, the private caregiver must temporarily be prevented from providing care, for example due to vacation or illness..
The service of preventive care can be claimed for a maximum of six weeks per calendar year.. This corresponds to a total period of 42 days during which the care insurance fund covers the costs of suitable substitute care..
The health insurance fund covers the cost of preventive care up to a maximum of €1,612 per calendar year.. This basic amount can be increased by unused funds from short-term care if these services are not fully utilized in the current year..
No, there is no statutory provision for assisted living for people with level 1 care needs.. The entitlement to this relief benefit from the care insurance only begins upon reaching care level 2..
Yes, the prevention care can also be applied retroactively.. This allows relatives to have the costs for already provided substitute care reimbursed by the health insurance fund subsequently, provided that the legal requirements were met at the time of the care..
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